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Just graduated? How to pass the test on your finances with honours

From checking overdraft terms with your bank, to wrapping up household bills … and don’t forget the discount schemes

Most student accounts turn into graduate accounts automatically after you have finished university, but it’s worth checking what you’re being offered. Some banks keep the interest-free overdraft for a few years after you graduate, with limits of up to £3,000, while others reduce it quickly or charge interest.

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